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Small Business Data Security Emergency Sheet

Print this page, fill in the blanks, and keep copies where the owner, the office manager and the person who covers for them can reach it, including one away from the office computers (a ransomware attack can lock the files you stored this sheet in). Part of the course Securing Your Small Business Data and Systems. Educational only. Facts checked October 2026.

Something looks wrong: the first hour

  1. Do not turn the machine off yet. Disconnect it from the network (unplug the network cable or turn off Wi-Fi). Power down only if you cannot disconnect.
  2. Write the time and what you saw. Take a photo of any ransom note or warning.
  3. Call the people on the list below in order: outside IT, bank (for any money sent), processor (for card data), then others.
  4. Change passwords and sign out sessions for affected accounts from a clean device. Turn on two-step sign-in if it was off.
  5. Do not delete anything and do not reply to the attacker. Do not decide about paying a ransom alone and in a hurry.
  6. Report: FBI at ic3.gov, and CISA for ransomware. Tell customers and staff what they need to know once you have the facts.

Full playbook: When Something Goes Wrong.

Someone asked to move money or change bank details

Verify by calling a number you already have on file. Never reply to the email. Two people approve every payment change.

Sent money by mistake? Call your bank the same minute and ask for a wire recall, then report at ic3.gov. Speed is what gets money back. See Scams aimed at businesses.

My emergency contacts

WhoName or accountPhone / after-hours number
Owner
Office manager or backup owner
Outside IT provider or managed service
Business bank (fraud and wire recall line)
Card processor or merchant services
Cyber insurance claim line (if you have a policy)
Email and website provider (Microsoft 365, Google Workspace, host)
Domain registrar
Phone and internet carrier
Accounting or payroll provider
Software vendor for key systems
Key customer contact for urgent notice
Local police (non-emergency line)
Other

Public numbers and sites to report to

ForCall or visit
Internet crime, business email compromise, ransomware (FBI)ic3.gov
Ransomware help and reportingCISA 1-844-729-2472 or Central@cisa.gov
Fraud and scams, business impersonationReportFraud.ftc.gov
Data breach response guideFTC "Data Breach Response: A Guide for Business" at ftc.gov
Idaho consumer protectionIdaho Attorney General Consumer Protection 208-334-2424 or 1-800-432-3545 (main office 208-334-2400)
Mail fraud or theftU.S. Postal Inspection Service 1-877-876-2455
Phishing emailreportphishing@apwg.org. Phishing text: forward to 7726.

Key ideas to remember when trouble comes

Layered defense: no single lock

Assume any one layer can fail. Stack them so one mistake does not become a disaster.

  • People: short training, a safe way to report a mistake fast
  • Accounts: own login for everyone, two-step sign-in, separate admin accounts. Lesson 2
  • Devices: updates, protection software, encryption. Lesson 3
  • Cloud and email: sharing settings, sender protection. Lesson 4, Lesson 5
  • Network: firewall, separate guest Wi-Fi. Lesson 6
  • Backups: three copies, two kinds of media, one offline. Test a restore.

Rules that stop most losses

  • Call back on a known number before changing payment details
  • Two people approve any payment over your limit
  • Nobody shares logins or reads out codes
  • Gift cards, wires and crypto demands mean fraud
  • Remote-support sessions only from people you called
  • Remove a leaving employee's access the same day
  • Collect and keep less customer data

Scams aimed at businesses, Cards and customer data

Ransomware: what to remember

  • Disconnect first. Do not wipe or rebuild before getting help.
  • Offline, tested backups are your way out.
  • The FBI does not support paying. Weigh options with your IT provider and report to law enforcement.
  • Check what data was taken, not only locked. That decides who you must notify.

Lost or stolen phone or laptop

  • Lock or wipe it remotely. Suspend the line with the carrier.
  • Change passwords for email and finance accounts.
  • Was customer or employee data on it, and was it encrypted? Write the answer here and call IT.

Phones, tablets and mobile

Where our important things are

Do not write passwords here. Write where to find things.

ItemWhere it is / who has it
Admin accounts and who can reset them
Password manager and emergency access
Backups (what, where, last tested date)
Cyber insurance policy and claim line
List of systems that hold customer or card data
Written incident plan and where it is stored offline
Who decides on shutting down, paying or notifying

Incident log

TimeWhat happened or what we didWho

The full course, lesson by lesson

Looking for the home and family version? See the home computer emergency sheet.